Singapore Finance

The average person on the street believes: you reap what you sow your return is commensurate to the effort you put in; and there is no free lunch. The belief may be - you have got to put in a high amount of effort before you see any returns. Indeed, action junkies demand constant turnover of reports, writings, calculations and graphs, before making any decision. That belief from daily life, in turn, translates to a belief that active investing is the way to produce high ret

Weights and cardiovascular exercise are doable to some. You work certain muscle groups or pump the heart, and over time, with consistent effort and showing up, you are certain to see a certain noticeable result for your efforts. To others, even repeated physical exercise is a pain and a difficulty. You need a certain willpower it seems to get yourself off your behind, to show up at the workout facilities, that may or may not be nearby. But, as they say, if you drag yourself

At pre-twenties age group, for example, you're probably more interested about girls and guys at the bar. You're just discovering your own identity and fashion particularly is another area where you want to explore, decking yourself out in the latest trends. More improtantly, life has only just begun for you and studies are your priority at the moment anyway. You've just discovered freedom from the secondary school teachers, you may or may not already have a car to get around

You never guess right. In 2025 you thought the world markets would have a bad year, perhaps still due to covid19. In 2026 you may think the markets remain overheated and is due for a correction if not a crash. You are left in doubt. And you ne ver get the guesses right anyway? How could you? You're relying on the advice of a financial advisor, and ultimately your own gut instinct is based on the stories you hear during the course of your work and daily career. You're r

Is there anything much you can buy on Bursa Malaysia in terms of stocks and shares? Bursa Malaysia feels a bit undersold. Out of focus. Ma laysia has suffered not just from the covid19 like everybody else, but are arguably a small nation competing for global trade and capital without much headway for the longest time.    It does not help that there are plenty of competitors out that who are vying for the same attention from global investors. In this context, it appears uncl

Do you really need insurances? Do you really need to draft a will at a young age? Considering (critical) illness, permanent disability and life can seem morbid and downright negative. It is even harder to talk about such things with loved ones. Even if you wanted to address the matter or talk about it, the insurance companies and wills companies price their products so that they profit. There is no way that getting into such things is an advantageous deal. But is it advanta

You just looked at the stock performances for 2025 and noted the stocks that returned more than 100% for the year. Money minded and starry eyed, you want a piece of the pie. Is there a book out there that addresses this question? You would bow to the sensei if there were! Caveat It would be irresponsible if this website were to promise you 580% returns (apparently Sandisk went up by that much throughout 2025). Furthermore, it is nigh on the impossible to hand select a single

And your belief is money just comes and goes. Between finding the spare cash, spare time and the Herculean effort... You need all the money you can get, immediately. There isn’t any opportunity to save. Aging parents, family, children and your pet dog are more important to maintain over the long term in love and perhaps even for your own peace of mind. You can always make more money later. One of the world’s bestseller books is confident it can navigate all these concerns

Investing and personal finance is a bit dry. A bit taboo. A bit hard to get your head around. Why should you try to read an investing book, for example, that was written by Benjamin Graham during the Great Depression? You want action, man. You want excitement, adventure and a right proper journey of discovery. Open that textbook from 100 years ago, read a page, and decide it is not for you. Part of what Southpaw Confessions is trying to do is to generate a community around wh

At least based on recent experience, there may be a couple of types of people that exist when it comes to investing and personal finance. There are those who are risk averse. Then there are those who believe that you should be extraordinarily optimistic towards life and its possibilities. After all, what goes around comes around. Which might you be? Every person that comes through your life has a natural disposition. You're not wrong either way - you are who you are. This

It can feel conflicting to be an investor in Asia. A natural question arises: are Warren Buffett and Charlie Munger’s ideas truly transposable to this part of the world? When I wrestled with this question, I looked first to Berkshire Hathaway’s own portfolio. Berkshire has, in fact, invested in “wonderful companies” in both Japan and China. And if you look closely, you’ll also find that many of Berkshire’s U.S. holdings are active in Asia through subsidiaries, partnerships, o

I first encountered the concept of the latticework of mental models in Charlie Munger’s classic, Poor Charlie’s Almanack . At first, the idea of mastering such a broad framework felt daunting—even impossible to achieve at any meaningful level. The latticework of mental models, popularized by Munger, is a decision-making framework built from diverse tools—drawn from subjects like economics, psychology, physics, and history. By combining these models, you gain multiple perspect

To those unfamiliar with the concept, Financial Independence, Retire Early (FI/RE)  can sound almost revolutionary. The first question people often ask is: “Why aren’t you working?”  or more directly, “What are you doing?” The better question, in my opinion, is this: What if it were possible for someone to generate more cashflow than they actually need?  If money is no longer the only goal, what else might you do with your life? After taking a long break from the traditional

It is tempting to imagine investing as a kind of luxury—making money from behind a computer screen, day after day. The picture is appealing: remote work, staring at price charts, trading stocks like pieces of inventory moving through a brokerage account. With this view, there is little need to interact with anyone or think too deeply about the underlying businesses. But here lies a common mistake. Real investing is not about trading tickers; it’s about owning businesses.  Whe

Every red-blooded person has, at some point, a natural disposition toward gambling—whether it’s buying a lottery ticket, betting on sports, or jumping into a money-making scheme without fully understanding it. The thrill comes from risk and the possibility of a windfall. When the jackpot or the lucky Toto number is hit, the win is often attributed to fate, fortune, or sheer luck. And just as often, the risk of losing everything is dismissed as “something that didn’t happen to